CureMED Gap Insurance Takes Away Hospital Fee Pains
April 12, 2020
CureMED Health is an independent South African financial advisory company. The company has partnered with most leading gap cover insurers to offer its clients a wide spectrum of healthcare products such as CureMED gap insurance. That’s a product that fills the gap between what medical schemes pay and what policyholders are charged by the private medical sector.
With offices in the three major provinces – Gauteng, Western Cape and KwaZulu Natal – CureMED has a track record of surpassing their clients’ expectations.
One of its specialities is gap cover and its team of advisers paint a clear picture of each product so that clients fully understand the benefits and costs of their healthcare policy. CureMED works with only the best products available on the market and is one of the few companies that offer a face-to-face independent advisory service.
The South African healthcare industry is in a state of flux with medical aid schemes charging exorbitant premiums that do not cover the charges imposed by medical professionals. The only way to safeguard the family against possible huge financial setbacks when the cost of hospital procedures far outstrips what medical schemes will pay is to have gap cover. This is nothing more than a short-term top-up insurance policy that pays in the difference between medical scheme pay-outs and the fees imposed by the medical profession.
With gap cover, clients can receive up to 500% of prescribed scheme tariffs for hospital treatments and procedures. Gap cover is affordable and well worth the investment for financial security and peace of mind.
CureMED has partnered with Total Risk Administrators (TRA) to provide its clients with the best possible options available from gap cover insurers such as Bestmed, Bonitas, Discovery, Fedhealth, Liberty, Momentum, Profmed and Topmed.
CureMED gap insurance does all the legwork
The advantages of opting for a company like CureMED is that they will handle all the negotiations with gap cover insurers to obtain the best possible product to suit your individual needs. They also strive to ensure that any claim you may lodge is covered in full and as speedily as possible.
The majority of South Africans with medical aid cover are guilty of neglecting to study the fine-print contained in their policy. If properly researched, they will soon discover the many shortcomings of their medical scheme cover which fails to fully pay for many hospital procedures and treatments. In fact, most medical schemes do not cover every costly health ailment from minor dentistry to dread diseases.
CureMED will do all that dreary and time-consuming legwork on your behalf, making sure that the gap cover selected offers the best possible cover for any possible healthcare problems.
With a gap cover policy, you can enjoy up to 500% of your medical scheme’s prescribed tariff rate, alleviating the stress of any financial shortfalls that occur when hospitalised. Your gap cover policy can also finance co-payments prescribed by medical schemes for hospital admissions and certain procedures.
Remember, only members of a registered medical aid scheme quality for gap cover and if you would like a consultant from CureMED to assist you, simply complete the form on this page.
Complete and submit the form on this page so we can send you a personal gap insurance quote. (For medical aid members only.)
All info was correct at time of publishing