Best Gap Cover in South Africa
Before looking for the best gap cover in South Africa, here’s why you need gap cover at all.
That’s only fair. Imagine you got involved in an accident and had to go into surgery. And imagine you assumed that your medical policy would cover all your medical expenses.
However, as you recover from the operation, you find that the bill is much higher than your policy limit. What to do Now?
In most cases, you would have to begin digging into your savings. Or you would appeal to your loved ones to help raise the required funds.
ONLY Medical aid members can apply for one FREE medical gap cover quote. Just complete and send the form on this page
Shop Around for the Best Gap Cover in South Africa
Fortunately, this scenario can be avoided. Just research the companies that offer gap cover – then sign up before you land in the hospital.
The insurance providers will pay the excess funds to sort out your bills. That saves you the hassle of raising the additional funds.
The best gap cover in South Africa is the policy that offers you the most extensive coverage for the most reasonable premiums. Well, at least most of us would call this the best gap cover in South Africa.
To be sure you have the best cover, you need to compare prices between various cover providers.
One easy way to do this is to inquire from comparison sites like Hippo.co.za. All you need to do is furnish them with a bit of background information including your name, age, marital status and email address.
After you submit this data, they will deliver quotes to your inbox. You need to specify, before submitting the form, whether or not you belong to a medical aid scheme.
Only members of registered medical aids qualify for gap cover in South Africa.
You could also choose to look for the best gap cover in South Africa by individually comparing the offerings of various insurance companies.
As you search you will come across that offered by Old Mutual, one of the world’s most trusted names when it comes to insurance.
Acknowledging that some medical professionals charge up to 75% more than what most medical aid schemes offer, they offer to pay out as much as four times your insurer’s limit. And this goes for you, your wife and children who are eligible to be beneficiaries from your medical cover.
That sounds like the best gap cover in South Africa, or pretty close to it. However, remember you will have to contribute R120 every month.
Maybe Sanlam is More What You’re After
The Sanlam option is slightly more expensive; you will have to pay R125 per month. This insurance firm promises to ensure your medical expenses are paid for even if they come to five times the limit of your medical scheme.
If this also sounds like the best gap covers in South Africa, you should also note that it has an age limit of 60.
Before you conclude that any of the above have the best gap cover available, you should take the time to consult widely and weigh your options.
ONLY Medical aid members can apply for one FREE medical gap cover quote by completing and sending the form on this page