Get a Convenient Online Zestlife™ Gap Cover Quote Here

December 10, 2021

Gap cover is a lifeline of hope for South African medical aid members. Zestlife gap  cover removes a lot of medical aid uncertainty. It will pay for that amount which occurs when a medical doctor charges beyond what your medical aid will pay.

With a bit of research you’ll discover that the maximum amount that your medical aid will pay towards the whole bill is five times or 500% of the medical scheme tariff. The shortfall is the total bill minus the amount paid by your medical scheme.

What is Gap Cover?

The most important thing to remember with gap cover is that it IS NOT a medical aid. It is an enhancement to your medical aid and works in conjunction with the medical scheme you’re on.

Like we’ve repeatedly stated, gap cover in South Africa isn’t a luxurious add-on for medical aid members. It has become a critical, and much needed additional to your medical aid, and without it, you could be faced with devastating medical bills to settle out of your own pocket.

Zestlife Gap Cover

If gap cover is so important, it must be readily available. Yes, South Africa has some excellent gap cover providers, and Zestlfe gap cover is quite likely one of the most well known and most sought after.

What Does Zestlife Gap Cover Include and What can It Do for Me?

Zestlife gap cover will give you 2 exceptional products – their Universal Gap Cover and the Essential Gap Cover. Their Universal Plan is their flagship product.

Zestlife will pay up to 5 x your medical aid tariff rate while you’re in hospital. They will also pay up to 5x the medical tariff rate for outpatient treatment and this includes about 50 different procedures.

Co-payments – Your Biggest Nightmare

  • Nothing is worse than a co-payment – that amount you must first pay before some treatments will commence.
  • If you’re on a medical plan that wants you to make use of particular doctors and hospitals, it can cause a lot of stress if you can’t have your own doctor in attendance. This is when you have to pay a penalty. Zestlife tackles problems like this for you. They will pay a set amount per year as a once off amount towards that penalty.
  • Zestlife gap cover also offers co-payments for cancer treatments


Monthly Premiums for Zestlife Gap Cover in 2024

Zestlife Gap Cover 2024



There are a host of other benefits from Zestlife gap cover, and we mention just some –

  • Enhanced Cancer Cover
  • Emergency Room Cover – for accidents
  • Accidental Death and Accidental Permanent Disability
  • Accidental Dentistry Cover


More Benefits

For the sake of space, we can’t mention all that Zestlife gap cover offers.  For tremendous peace of mind that Zestlife gap cover offer, the first question most people want to know is how much will this gap cover cost in 2022?

Zestlife doesn’t treat their customers like sheep. They treat all of their customers differently, so they make sure that each one pays according to age and lifestyle circumstances.


A Single Goal – Excellent Products at the Best Price

If you’re look for an effective way to navigate medical aid, gap cover will steer you effortlessly through the new year.

Zestlife is committed to excellence and aims to bring peace of mind to all medical aid members of South Africa.

Medical aid members can apply online for Zestlife gap cover.
Just complete and sending the form on this page

All info was correct at time of publishing