In our fast-paced lives, medical scheme members often skim over details that can have a huge impact in our future, like neglecting to read the fine-print in documents before putting pen to paper. Nothing could be truer than our failure to read and…
Stratum has continued to expand and improve its health insurance product range since achieving the Financial Intermediaries Association’s 2017 Award as Product Supplier of the Year. And, when it comes to medical gap cover, Stratum gap insurance offers a wide spectrum of products…
The answer to the question, “Do I need gap insurance?” is an emphatic yesif you want to avoid the possibility of a financial disaster that could leave you and your family bankrupt. Never, for one minute believe that you are fully covered for…
CureMED Health is an independent South African financial advisory company. The company has partnered with most leading gap cover insurers to offer its clients a wide spectrum of healthcare products such as CureMED gap insurance. That’s a product that fills the gap between…
A medical gap policy protects you from having to make medical aid co-payments. That is, the difference between your medical aid’s stipulated tariff rate and the amount actually the medical profession charges. There are few, if any, South African medical schemes that pay…
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FAQ for Gap Cover
Here is a useful FAQ article that will help you to understand gap cover. FAQ 1: Can I have both Gap and Medical Aid Cover? Yes. In fact, gap cover is solely for members of any registered South African medical aid scheme. Furthermore,…
Modern medical aid policies attempt to be as flexible, affordable and comprehensive as possible. However, in the current global economic climate, it is impossible to predict all possible future requirements. Where in some cases you might need special treatment or a lengthy stay in…
Since 2012 there have been consultations.at least two draft proposals and court actions over whether there is a need for “Gap Insurance “in South Africa and whether the country needs changes in gap cover legislation. There are approximately over 2.24 million people in…
There are a lot of ways to save on medical aid, and we list all 25 we know. Get gap cover. Don’t get a more expensive medical plan. Just add a medical gap cover insurance policy to take care of all the payment…
Many members of Private Medical Schemes have a rude awakening when the cost of hospital procedures is not fully covered. Here we will have a look at Ambledown medical shortfall insurance. Medical schemes have set tariff ceilings and when medical practitioners impose higher fees…