How to take out gap cover
April 19, 2020
The internet makes it easy to take out gap cover. All you have to do is use the contact form on this page. Add your personal information to the form (first name, surname, email and cell number). Then answer the three questions that follow –
- What time during the day would you prefer to take calls?
- Do you have medical aid? (You have to choose between “yes” and “no”)
- Then you choose which province in South Africa you live in (just select)
- Finally you use the button marked “Get a Quote” to submit the information
- We will then be in touch to discuss taking out gap cover
Before you take out gap cover, read the following:
What is gap cover exactly? In short, if you find that your medical aid will not pay all of your hospital and specialist bills, then gap cover takes care of the difference between what the medical aid will pay and the actual bills.
Remember that medical gap cover is for South Africans who belong to registered medical schemes only. It does not matter if you are member of an open scheme, such as Medihelp or Discovery Health, or a restricted scheme, like GEMS or Transmed. You can cover your co-payment gap with gap insurance.
Remember also that your gap cover policy comes from a totally different organisation than your medical aid. In fact, gap cover comes from a short-termn insurance firm so in that sense it has nothing to do with a medical aid.
Gap cover is totally different from medical aid
All that your gap insurance company will ask you is what medical aid you are with and what plan you are on. They will work out your gap quote based on that information.
The good news is that a single gap cover policy covers ALL the beneficiaries of your medical aid. That is because the insurance firm is insuring your co-payments and not the people on the plan.
Go ahead now – complete and submit the form on this page. We will help you to take out affordable gap cover that takes effect immediately.
All info was correct at time of publishing