Medcare Gap Cover Steps in when Medical Schemes Step Out

    Medcare gap cover is an essential cover to have.

    That’s because having a medical aid that offers financial protection when you are hospitalised is not where it ends.

    There are always hidden costs.

    To get the most out of your medical aid, you need to understand how it works. And make sure that you have the level of cover that suits each stage of your life.

    An aspect you will need to be aware of is gap cover.

    When you see that a medical aid plan doesn’t cover you totally for many medical treatments, you come to realise that gap cover is critical insurance if you don’t want to be forking out vast sums of money to cover the amount the medical aid plan doesn’t cover.

    Medical aid members can apply for one FREE medical gap cover quote
    by completing and sending the form on this page

    Gap Cover does not Replace a Medical Aid Plan It Covers Areas Where Medical Aid Cannot Go

    Gap Cover does not do the job of a medical scheme; however, it is there to cover the amount the medical aid won’t pay for certain hospital stays and medical specialists.

    Established in 1990, Medway is a leading network of healthcare advisors in South Africa. They Medcare Gap Coverinteract with different medical schemes and insurers and work to address the medical cover of South Africans. And one of the products they offer is Medcare Gap.

    Medcare offers insurance products for medical scheme members who need the additional medical cover over and above what their medical aid is offering them.

    All Medway insurance products are unique to Medway. Advice about their products comes from a highly professional network of expert Medway Advisors.  Most hospitals and specialist doctors are charging above medical aid rates and most medical aid members can’t afford to pay the shortfall.

    So how can Medcare Gap Cover Help?

    Medcare Gap Cover pays as much as 500% of your Scheme rate. A typical example of how they help will be if your Medical Scheme’s fee pays R1200 for anaesthetic to have your tonsils removed. Then  Medcare Gap Cover will pay the gap or the shortfall up to R6 000.

    Medcare Gap Cover is designed to give South Africans cover that suits their needs, and to this end, they offer 4 level of gap cover – GapCore, GapEssential, GapXtra and GapPremium. Their GapCore starts at R150 per month and their GapPremium for instance is where you pay R220 per month.

    Medcare Gap Cover products complement your Medical Scheme option, with cover starting from about R150 per family per month. Medcare Gap Cover also extends to certain co-payments, treatments and medical procedures and you can expect to get coverage of R2 000 000 per family per year.

    With this cover, your immediate family is protected in respect of in-hospital associated services provided by specialist doctors.

    Who can Apply for this Medcare Gap Cover?

    Anyone who is a member of a registered medical aid and who is under the age of 65 years can qualify for Medcare Gap Cover. The way to do this is just to complete the online application. Or to sign up with your broker.

    Without Gap Cover, You’ll have to Pay out-of Pocket

    Medical expenses are sky-rocketing, and the truth in South Africa is that medical schemes, even though you pay a fortune each month on them, are unable to cover all expenses.

    Gap cover has therefore become a necessity in South Africa, and it assists medical scheme members by paying for those costs that medical aid won’t pay.

    Medical aid members can apply for one FREE medical gap cover quote
    by completing and sending the form on this page