Universal Gap Cover Makes it Better

December 15, 2021

Imagine this: you have a serious accident and land in a hospital. You have no Zestlife Universal Gap Cover.

Specialists attend to you and there are lengthy operating procedures and a long hospital stay.

You recover 3 months later – time to pay the bills. No problem! You have a medical aid scheme that pays !00% of the bill. Right! So you have full cover, right? Wrong!

No problem, Universal Gap Cover makes it all right again!

ONLY Medical aid members can apply for one Zestlife medical gap cover quote by completing and sending the form on this page

So What do South African Medical Schemes Cover after all the Premiums I’ve Paid?

Health cover from any medical aid scheme pays 100% of the fees. But specialists fees are way more than the medical aids will pay. Specialists can charge as much as 400 percent of those rates. YOU have to find the other 300%.

That’s a good reason why you need a gap cover plan. Universal are prepared for those unpredictable moments life throws at us. Gap cover insurance from Universal offers us peace of mind.

Universal Cover You from All Sides

When there’s a payment shortfall, we’re covered. We won’t be left out of pocket due to unforeseen medical bills.

Universal Gap Cover

It’s happening more and more often: medical aid members are being left with massive bills as they face the problem of hospital and specialist expenditure that is a lot higher than what their medical scheme will pay for. At the end of the day, it’s up to you, the member, to cover the difference. And let’s face it, there’s never a good time for big bills.

What Universal Gap Cover Offers

Universal medical gap cover from Zestlife ensures that members and their dependents aren’t left with unaffordable bills after a hospital stay.

These costs are usually way in excess of what the medical aid will pay. Medical gap cover like Universal helps you cover the outstanding costs. This gap cover starts from as little as R274 per month per family.

Zestlife Universal gap cover premiums in 2024

Zestlife Gap Cover 2024



ONLY Medical aid members can apply for one  medical gap cover quote by completing and sending the form on this page

All info was correct at time of publishing