South Africa’s government recently released the National Health Insurance for South Africa (NHI) Bill whose aim is to extend universal healthcare to all South Africans. But the Bill has sparked a great deal of controversy. The impact on private health care, quality of…
The first step in signing up for co-payment cover is to contact a reputable company that specialises in shortfall insurance for South African medical aid members. So if you belong to a medical aid – any one, no matter how big or small…
If you are an intelligent South African, you will probably have a solid medical aid plan and perhaps some health insurance too. But did you know that these kinds of insurance might not be enough. That’s because medical aid does not necessarily cover…
Even if you belong to a medical scheme in South Africa you are probably worried about incurring massive co-payments if you land up in hospital. Perhaps you are wondering what extra medical cover you can get. There is a way to pump up…
For many South Africans, navigating your medical aid can be very daunting. Firstly, you have to come to terms with the jargon-loaded language of medical schemes. What is a PMB, or an ATB or a “co-pay”? Secondly, we sadly often regard medical aid…
There are 6 ways your medical aid plan does not come up to expectation. In all cases the solution is to strengthen your medical scheme membership by signing up for gap cover. 6 ways your medical aid disappoints You run out of savings…
here are going to be several changes to Gap Insurance cover in the near future. They give us gap cover to make up for shortfalls that policyholders may experience when their Medical Scheme does not pay out enough to cover the difference between…
Do you want to know what the full range of gap insurance policies are? Good. We are here to explain. First off, you should know that gap cover in South Africa is super-simple, unlike medical aid, for instance. You know how many medical…
South Africa’s National Health Insurance Fund (NHI) Bill was released on August 8, 2019. Bonitas Medical Fund shares its preliminary views. ‘We welcome the efforts of the Department of Health insofar as it aims to achieve sustainable and affordable universal access to quality…
The most important role that medical gap cover plays is protecting medical aid members from all additional and unbudgeted costs. This could be during doctor’s appointments, hospital stays, treatments and surgeries. The design is to cover the differences between your medical aid tariff…