Get a Zestlife Quote on This Page

    How can I get a Zestlife quote?

    • You must be a medical aid member
    • You want to avoid a medical shortfall nightmare
    • Get a gap cover quote on this page
    • Pay affordable premiums to Zestlife
    • There are also optional extras for cancer and dentistry

     

    One of the biggest nightmares facing South Africans who have medical aid cover is the shortfall they have to pay themselves for hospital treatments.

    So many unsuspecting medical aid members believe they are covered for 100% of the cost of hospitalisation.

    After all, that is what is stated on their medical aid policies.

    What they do not know is that medical schemes work according to a set tariff rate.

    Members of the medical profession, on the other hand, are under NO OBLIGATION to stick to those rates.

    In fact, it is now common practice for the medical profession to charge patients up to 500% MORE than the tariff paid by their medical schemes.

    Get A Zestlife QuoteWho is responsible for payment?

    The policyholder is responsible for paying in the difference between what their medical schemes allow and what medical professionals and hospital charge.

    So this can have huge financial impacts on cash-strapped families.

    Zestlife’s solution – Get a Zestlife quote

    Zestlife has the solution in the form of Gap Cover.

    Clients have the choice of two policies:

    The Universal

    • Pays up to 500% of charges imposed by the medical profession
    • Unlimited cover for MRI, PET and CT scans
    • Co-payment cover, even when a Designated Service Provider is not used
    • Also cover of up to R30 000 annually for above medical aid rates for internal prosthesis (artificial joints)
    • Enhanced cancer cover, including cosmetic reconstruction procedures and cash payouts
    • Emergency room cover
    • Accidental death and permanent disability cover
    • Accidental dentistry cover
    • And also, trauma counselling

    The Essential

    • Pays up to 300% of charges imposed by the medical profession
    • Co-payment cover only when a Designated Service Provider is used
    • Emergency room cover
    • Accidental death and permanent disability cover
    • Also, trauma counselling

    What does a Universal policy cost every month?

    • Individual cover for members of 55 years and younger: R324
    • Individual cover for members between 55 and 64 years old: R409
    • Individual cover for members of 65 years and older: R466
    • Cover for families where all lives insured are younger than 65: R409
    • Cover for families where one or more lives insured are older than 65: R466

     

    What does an Essential policy cost?

    • Individual cover for members of 55 years and younger: R245
    • Individual cover for members between 55 and 64 years old: R307
    • Individual cover for members of 65 years and older: R351
    • Cover for familites where all lives insured are younger than 65: R307
    • Cover for families where one or more lives insured are older than 65: R351

     

    Optional extras – Get A Zestlife Quote

    Clients also have the option to add extra cover to their policies for cancer, medical premium waiver cover and dentistry procedures.

     

    Who qualifies?

    • Only members of medical schemes are eligible for Gap Cover

     

    How do I apply? – Get a Zestlife quote

    So visit Zestlife’s online platform (see link below), complete and submit the form and a company representative will contact you directly with a FREE quote.

    Complete the form on this page to get a FREE gap cover quote