Why Medical Aid Members Need Medical Gap Cover

    July 19, 2015

    Do you think your medical aid cover will cover you fully if you fall sick or suffer an injury? Well, then you should investigate medical gap cover quotes.

    Do you think that a medical aid will take care of your medical bills no matter what? Then you haven’t read the fine print. Your medical plan does have a limit to what it covers.

    In technical terms, it’s referred to as MST or Medical Scheme Tariff. If your medical expenses rise above this amount, as they will do in some cases, you will have to pay the excess yourself. Get medical gap cover quotes right away to ensure you have cover.

    Medical aid members can apply for a medical gap cover quote
    by completing and sending the form on this page

    With the Cost of Living Rising steadily the Cost of Being Ill is Equally Expensive

    Anyone who has been in this position will tell you how stressful and frustrating it is to faithfully pay your premiums and still have to scratch about for money to pay for medical treatment. Medical Gap Cover Quotes

    Depending on the kind of therapy in question, the subscriber may have to pay as much as their medical scheme’s MST from their pocket.

    A natural childbirth in a hospital can cost as much as R14,000 but the average MST most insurers offer for childbirth is about R7,000.

    That means you have to raise the remaining R7,000 from your savings or borrow it. From this example, you can see how significant that gap can occur between the MST and the real cost of treatment can be.

    That is Why you need to Investigate Medical Gap Cover quotes

    Just to be clear, any gap cover that you buy will not replace your regular medical medical aid  cover; it only caters for its shortfalls. The good news is that you can belong to any medical scheme to benefit from the gap cover.

    So if you belong to Discovery Health, GEMS, Medshield, Genesis, Selfmed or any other of the registered medical schemes, then you may take out gap cover.

    Members of other Medical Aid Schemes can Sign up for it

    There are many reasons you should look into signing up for medical gap cover and get medical gap cover quotes including:

    • Cover of up to five times your MST. With up to R2,500,000 available for you and your family’s treatment, you can put your mind at ease once and for all. That’s right; the cover includes your immediate family. And you can include members of your extended family too.
    • Up to R20,000 co-payment cover which ensures you don’t have to carry cash next time you go seeking treatment. Some medical schemes need you to make a co-payment each time you wish to activate the policy. Your gap cover can take care of that if you fall in this category.
    • The cover includes both in and out of hospital treatments. PMBs are covered as well, with no age restrictions.

    So, with all this information and a little investigating from your side – you will soon be smiling again.

    Medical aid members can apply for a medical gap cover quote
    by completing and sending the form on this page

    All info was correct at time of publishing