Medvest Gap Cover Options

December 19, 2021

What are Medvest gap cover options?

• Cover crippling financial costs for medical treatment
• Policies are available from R118 per family monthly
• Gap covers pays the difference between medical scheme tariffs and medical profession bills
• People up to the age of 70 years qualify for gap cover
• There are countless benefits, including oncology treatments

Medvest is a health care consultancy and authorised financial services provider. Therefore it offers medical gap cover from as little as R118 per person or family monthly.

What is medical gap cover?

Medical gap cover pays the difference between bills imposed by members of the medical profession and ceiling limits imposed by medical aid schemes.

Significantly, many people with medical aid cover are unaware that they are not fully insured for all costs involved with their medical needs.

Gap cover offers them the protection of meeting those often financially crippling disparities.

Medvest gap cover options

Base 500

• • Covers shortfalls of up to 500% for in-hospital costs and includes:
  • X-rays and pathology covered up to a limit
  • Consumables up to a limit per person annually
  • Emergency and casualty accident treatment up to a limit per policy annually
  • Trauma counselling up to a limit per policy annually

 

What are the Medvest benefits?

• • Payments are made directly to gap cover members
  • People up to the age of 70 years qualify for this policy
  • The product covers all South African registered medical schemes

 

Base 500 gap cover is to cover bills imposed by anaesthetists, surgeons, radiologists and physiotherapists for in-hospital treatment.

It DOES NOT COVER any other costs involved with hospitalisation.

Co-Evolution gap cover

Covers shortfalls of up to 500% for in-hospital costs and includes:

• MRI and CT out-patient scans
• Pre-admission hospital co-payments
• Benefits limited to a certain amount per family annually
• X-rays and pathology up to a limit per person annually
• Consumables up to a limit per person annually
• Emergency and casualty accident treatment up to a limit per policy annually
• Trauma counselling up to a limit per policy annually

 

What are the benefits?

• People up to the age of 70 years qualify for this policy
• The product covers all South African registered medical schemes

 

Waiting periods

• Three months from joining
• One year for pre-existing medical conditions
• Six months for endoscopic procedures and related surgery

 

Comprehensive gap cover

• • Covers shortfalls of up to 500% for in-hospital costs and includes:
  • X-rays and pathology up to a limit per person annually
  • Consumables up to a limit per person annually
  • Emergency and casualty accident treatment up to a limit per policy annually
  • Trauma counselling up to a limit per policy annually
  • Wisdom teeth extractions in-hospital limited to a limit annually per child under the age of 21 years
  • Dental procedures limited to a limit per person or a limit per family
  • MRI and CT out-patient scans
  • Pre-admission hospital co-payments
  • Benefits limited to a limit per family annually
  • 20% oncology co-payments above medical scheme limits related to biological drugs
  • Oncology benefits up to a limit per family annually
  • One year Stratum premium waiver benefit
  • Accidental death cover limited per policyholder or spouse

   

  What are the benefits?

  • People up to the age of 70 years qualify for this policy
  • The product covers all South African registered medical schemes

   

  Waiting periods

  • Three months from date of membership
  • One year for pre-existing medical conditions
  • Six months for endoscopic procedures and related surgery
  • Total exclusion for pre-diagnosed cancer (applicable to cancer cover benefits)

   

   Elite gap cover from Medvest

  • Covers shortfalls of up to 500% for in-hospital costs and includes:
  • X-rays and pathology up to a limit per person annually
  • Consumables up to a limit per person annually
  • Emergency and casualty accident treatment up to a limit per policy annually
  • Trauma counselling up to a limit per policy annually
  • Wisdom teeth extractions in-hospital, limited to a limit per member annually
  • In-hospital physiotherapy limited to a limit per person annually
  • Dental procedures limited to a limit per person or a limit per family
  • MRI and CT out-patient scans
  • Pre-admission hospital co-payments
  • Benefits limited per family annually
  • 20% oncology co-payments above medical scheme limits related to biological drugs
  • Oncology benefits up  per family annually
  • One year Stratum premium waiver benefit
  • Accidental death cover limited  per policyholder or spouse and  per child
  • Sub-limits u for in-hospital admissions, limited per person annually

   

  What are the benefits?

  • People up to the age of 70 years qualify for this policy
  • The product covers all South African registered medical schemes

   

  Waiting periods

  • Three months from date of membership
  • One year for pre-existing medical conditions
  • Six months for endoscopic procedures and related surgery
  • Pre-diagnosed cancer is covered if applicant has been in remission for at least five years (applicable to cancer cover benefits)

  Please complete and send the form on this page to get an accurate gap cover quote.
  Only members of a South African medical scheme qualify.

All info was correct at time of publishing