Medvest Gap Cover Options

    August 30, 2017

    What are Medvest gap cover options?

    • Cover crippling financial costs for medical treatment
    • Policies are available from R118 per family monthly
    • Gap covers pays the difference between medical scheme tariffs and medical profession bills
    • People up to the age of 70 years qualify for gap cover
    • There are countless benefits, including oncology treatments

    Medvest is a health care consultancy and authorised financial services provider. Therefore it offers medical gap cover from as little as R118 per person or family monthly.

    What is medical gap cover?

    Medical gap cover pays the difference between bills imposed by members of the medical profession and ceiling limits imposed by medical aid schemes.

    Medvest ConsultantsSignificantly, many people with medical aid cover are unaware that they are not fully insured for all costs involved with their medical needs.

    Gap cover offers them the protection of meeting those often financially crippling disparities.

    Medvest gap cover options

    Base 500 from R118 per person or family monthly

    • Covers shortfalls of up to 500% for in-hospital costs and includes:
    • X-rays and pathology up to R12 000 per person annually
    • Consumables up to R6 000 per person annually
    • Emergency and casualty accident treatment up to R2 500 per policy annually
    • Trauma counselling up to R2 000 per policy annually
    •  

    What are the Medvest benefits?

    • Payments are made directly to gap cover members
    • People up to the age of 70 years qualify for this policy
    • The product covers all South African registered medical schemes
    •  

    Base 500 gap cover is to cover bills imposed by anaesthetists, surgeons, radiologists and physiotherapists for in-hospital treatment.

    It DOES NOT COVER any other costs involved with hospitalisation.

    Co-Evolution gap cover from R145 per person or family monthly

    Covers shortfalls of up to 500% for in-hospital costs and includes:

    • MRI and CT out-patient scans
    • Pre-admission hospital co-payments
    • Benefits limited to R40 000 per family annually
    • X-rays and pathology up to R12 000 per person annually
    • Consumables up to R6 000 per person annually
    • Emergency and casualty accident treatment up to R2 500 per policy annually
    • Trauma counselling up to R3 000 per policy annually

     

    What are the benefits?

    • People up to the age of 70 years qualify for this policy
    • The product covers all South African registered medical schemes

     

    Waiting periods

    • Three months from joining
    • One year for pre-existing medical conditions
    • Six months for endoscopic procedures and related surgery

     

    Comprehensive gap cover from R167 per person or R205 per family monthly

      • Covers shortfalls of up to 500% for in-hospital costs and includes:
      • X-rays and pathology up to R12 000 per person annually
      • Consumables up to R6 000 per person annually
      • Emergency and casualty accident treatment up to R2 500 per policy annually
      • Trauma counselling up to R4 000 per policy annually
      • Wisdom teeth extractions in-hospital limited to R5 000 annually per child under the age of 21 years
      • Dental procedures limited to R6 000 per person or R10 000 per family
      • MRI and CT out-patient scans
      • Pre-admission hospital co-payments
      • Benefits limited to R60 000 per family annually
      • 20% oncology co-payments above medical scheme limits related to biological drugs
      • Oncology benefits up to R350 000 per family annually
      • One year Stratum premium waiver benefit
      • Accidental death cover limited to R5 000 per policyholder or spouse

       

      What are the benefits?

      • People up to the age of 70 years qualify for this policy
      • The product covers all South African registered medical schemes

       

      Waiting periods

      • Three months from date of membership
      • One year for pre-existing medical conditions
      • Six months for endoscopic procedures and related surgery
      • Total exclusion for pre-diagnosed cancer (applicable to cancer cover benefits)

       

       Elite gap cover from Medvest from R187 per person or R244 per family monthly

      • Covers shortfalls of up to 500% for in-hospital costs and includes:
      • X-rays and pathology up to R12 000 per person annually
      • Consumables up to R6 000 per person annually
      • Emergency and casualty accident treatment up to R2 500 per policy annually
      • Trauma counselling up to R5 000 per policy annually
      • Wisdom teeth extractions in-hospital, limited to R5 000 per member annually
      • In-hospital physiotherapy limited to R6 000 per person annually
      • Dental procedures limited to R6 000 per person or R10 000 per family
      • MRI and CT out-patient scans
      • Pre-admission hospital co-payments
      • Benefits limited to R60 000 per family annually
      • 20% oncology co-payments above medical scheme limits related to biological drugs
      • Oncology benefits up to R450 000 per family annually
      • One year Stratum premium waiver benefit
      • Accidental death cover limited to R5 000 per policyholder or spouse and R3 000 per child
      • Sub-limits up to R15 000 for in-hospital admissions, limited to R60 000 per person annually

       

      What are the benefits?

      • People up to the age of 70 years qualify for this policy
      • The product covers all South African registered medical schemes

       

      Waiting periods

      • Three months from date of membership
      • One year for pre-existing medical conditions
      • Six months for endoscopic procedures and related surgery
      • Pre-diagnosed cancer is covered if applicant has been in remission for at least five years (applicable to cancer cover benefits)

      Please complete and send the form on this page to get an accurate gap cover quote.
      Only members of a South African medical scheme qualify.

      All info was correct at time of publishing