Sanlam Medical Gap Cover Insurance

December 14, 2021

Have you ever been in a situation where your medical treatment cost more than the limit of your medical cover? Then Sanlam medical gap cover is what you need.

Perhaps you had an illness or injury that required the use of special treatment procedures or a long-term drug supply.

Paying for your treatment can be stressful especially if you don’t have any savings to fall back on.

So, to avoid this awkward situation, sign up for medical gap cover. One such is Sanlam medical gap cover insurance.

Medical aid members can apply for gap cover by completing and sending the form on this page


Sanlam Gap Cover is a Leader in its Field

Do not use available funds to bridge the shortfall between your medical aid and the cost of your treatment. Instead, just file a claim from the insurance provider.

If you know you will need to see specialists, who may charge exorbitant rates, then you should need little convincing to get medical gap cover.

As with Any other Kind of Insurance, there are several Medical gap cover Providers in South Africa

You may think that if you’re a member of a medical scheme you’re fully covered for all in-hospital expenses, but in many instances, you’re not.  In most cases there’s a difference between what the specialist charges in hospital, and what your medical scheme will cover.

That’s where Sanlam Gap Cover comes in.  Gap Cover pay for this shortfall so you’re not out of pocket and don’t suffer financially due to unexpected medical expenses.

In a comprehensive, first of its kind Gap Cover survey, leading wealth and advisory firm GTC has ranked Sanlam Gap Cover as the leading provider of Gap Cover for individuals and families younger than 60.

Sanlam Gap Cover information

In certain cases the cost for in-hospital procedures or outpatient treatment may exceed the base medical aid rate by 5-times. By taking out Sanlam Medical Gap Cover Insurance, you ensure that you and your family aren’t left with a large excess amount to settle.

There are Plenty of Reasons why You should consider Sanlam

The cover extends to the principal member’s family, their spouse and all children up to the age 27.  Families covered on two medical aids will be covered by a single Sanlam Gap Cover policy.

Sanlam Gap Cover is available to individuals and families at R252 (younger than 60 years) and R605 (60 years or older).  General waiting periods of three months on all benefits apply and during the first 12 months of membership, a condition specific waiting period shall apply.  There are also some exclusions that apply.

For more information on the list of additional benefits and exclusions please check out the PDF document at SPF757_Gap Cover_Top Performer May 2018


Medical aid members can apply for a medical gap cover quote
by completing and sending the form on this page

All info was correct at time of publishing