Prices for Zestlife Gap Cover in 2024

December 14, 2021

Prices for gap cover from Zestlife will increase in 2021. Below is the fee table for the year. Please confirm by getting your personal Zestlife quote. Use the form on this page to contact Zestlife.

Note that prices are not much higher than last year. That is because gap cover is so popular. Therefore prices can be kept reasonable.

For those that don’t know, gap insurance (also called top-up cover or shortfall insurance) covers the gap between your medical bills and what medical aids pay for various procedures and consultations. The gap is what leads to co-payments, which means paying shortfall amounts out of your own pocket.

Prices for Gap Cover from Zestlife in 2024

Zestlife Gap Cover 2024


Quick guide to gap cover

You can expect to pay a monthly premium equivalent to 10% of your monthly medical aid quote. There are a limited number of circumstances where you will have a waiting period. The bottom line is to sign up for gap cover as soon as you possibly can. Like right away!

The premium applies to everyone on your medical aid. In other words, one gap insurance policy covers everyone on your medical scheme plan.

Important note: only members of registered medical schemes may take out gap cover. Make sure your medical cover is through a registered medical aid. Check here.

Also remember that ordinary health insurance, such as from Clientele or Hollard, is not medical aid.

Gap cover is a short-term insurance product. As such it is completely different to and separate from medical schemes. Short-term insurance products come from private assurance companies while real medical aid comes from registered (i.e. official) South African medical schemes. Once again, make sure you have medical cover from a registered medical scheme as listed here.


Complete and submit the form on this page to get your personalised quote. Act now!



All info was correct at time of publishing