Stratum gap cover for Hosmed medical aid members.
South Africa has many good medical schemes, of which Hosmed is one. And Stratum gap cover for Hosmed members is one of the leading gap cover providers in this country.
They offer their members good health care and provide them with value for money in terms of products and services.
They pay the difference between what your medical scheme will pay and what your medical specialist charges you.
Stratum gap cover for Hosmed members is an essential plan to have
You get a broad range of affordable options:
Hosmed offers an investment income to protect you against the ups and downs of costs.
They are also recognised by all service providers on a national basis.
Some of the very affordable Hosmed plans are shown below:
Plus – main members pay R4 184 a month
Value – the main member pays R2 964 per month
Access – as the main member you pay R2 124 a month
Essential – the premium depends on your salary. Those earning below R7 000 a month pay a monthly premium of R1 196. No matter which medical aid plan you belong to.
Hosmed, like other medical plans, pays your bills according to the medical tariff guides. Medical experts, however, can charge what they like, which is often well above the tariff guidelines. This means you have to pay for the shortfall. Fortunately, Stratum gap cover for Hosmed members pays the gap for a small premium each month.
Without gap cover, you are not 100% covered
Without gap cover, this difference is uninsured and you’re the one who has to pay for it. Stratum tries to keep premium increases to a minimum. They take care to ensure accurate and fair premium increases.
Stratum knows that medical schemes also cut back on benefits and impose greater co-payments. More medical aid members are turning to Stratum for their medical gap cover.
Three Stratum gap cover plans –
Base Plan. For you and your wife/husband, costs R180 a month.
The Co-Evolution Plan. R225 a month.
Elite Plan. R320 a month.
When you consider the huge medical bills you may have to pay without gap cover, the costs are minimal. You must realise that some medical bills have forced many people into bankruptcy. There is also no limit to the number of times you can claim each year for these shortfalls.
To get a FREE Gap Cover quote, please fill in the form on this page.
Gap cover is a critical supplement to your medical aid. Go online and get free Medical Gap cover quotes today.
Eliminate financial nightmares
You can see that gap cover isn’t just a nice addition to have if you’ve got a bit of extra money. It is critical, without which 2017 could become your worst financial nightmare.