Zest Gap Cover is Actually Medical Gap Cover from Zestlife

December 11, 2021

You may have heard your friends talking about Zestlife gap cover but you remember the company’s name incorrectly as Zest gap cover. Never mind – you have landed in the right place.

Let us explain. You probably belong to a medical aid in South Africa and you had hoped your plan would take care of your medical expenses for life. But you are finding yourself with co-payments.

Well, a supplementary short-term product called gap cover (not Zest gap cover) is what you need to insure the shortfall. (The product is also called top up cover.)

Here’s how to get Zest gap cover (really gap cover from Zestlife)

  1. Firstly, make sure you belong to a pukkah (a reall, registered medical scheme in South Africa). You can see a list of all the official schemes here. Note that health insurance will just not do it.
  2. Secondly, get your medical scheme plan details in front of you. Yes, it can be a hospital plan too – just as long as it is part of a registered medical aid in South Africa.
  3. Thirdly, get hold of Zestlife. You can use the contact form on this page to get in touch. Complete and submit the short form. We will contact you to discuss your requirements, give you a quote and sign you up.

Zest Gap Cover

The good news

  • All the beneficiaries on your medical aid are included in your Zest gap cover policy
  • The product is expensive. Expect to pay the equivalent of 5% to 10% of your monthly medical aid premium on gap cover. That is a lot better than upgrading your current scheme.
  • With a few exceptions cover applies right away.
  • You don’t need to undergo a medical examination to qualify for gap cover.


Act now! Jump in right away. Use the form on this page to contact us so we can set up a quote for you and sign you up for medical gap cover



All info was correct at time of publishing