How To Get a Turnberry Quote

December 19, 2021

How do I get a Turnberry Quote?

  • Cover the cost of medical shortfalls
  • Beware exclusions
  • Five Gap insurance options
  • Waiting periods

 

What options do I have? – Get a Turnberry Quote

 

Turnberry offers clients three Gap Cover options from which to choose.

These are:

Get A Turnberry QuotePro-Care Series 500

  • This option also pays up to 500% of the difference between medical scheme tariff ceilings and final bills imposed by members of the medical profession
  • Annual limits of R500 000 per person
  • Annual limits of R1.5 million for the family
  • Also, an added benefit is that clients are covered for the removal of wisdom teeth

 

Pro-Care Series 300

  • This also pays up to 300% of the difference between medical scheme tariff ceilings and final bills imposed by members of the medical profession
  • Annual limits of R500 000 per person
  • Annual limits of R1.5 million for the family

 

Pro-Care Series 200

  • This also pays up to 200% of the difference between medical scheme tariff ceilings and final bills imposed by members of the medical profession
  • Annual limits of R500 000 per person
  • Annual limits of R1.5 million for the family

 

Elect-A-Care

  • This policy covers additional costs for in-hospital treatments

 

It also covers co-payments, including:

  • An annual limit of R200 000 per person or R1 million for the family
  • Scans
  • Scopes
  • Sub-limits
  • And also dentistry
  • Internal prosthesis

 

Elect-A-Care Senior

  • This is Gap Cover for people between the ages of 65 and 79

 

It also covers:

  • Sub-limits
  • Co-payments

 

Exclusions – Get a Turnberry Quote

Turnberry Gap cover does NOT include the cost of:

  • Use of theatres
  • Medication
  • Ward fees
  •  Also disposables (such as bandages etc)

 

Bonus Benefit – Get a Turnberry Quote

 

Policyholders DO, however, qualify for a R5 million international travel bonus.

Extra benefits

Depending on the product selected, further benefits include:

  • Cash backs
  • Up to 500% cover
  • Cancer Benefits
  • Also, Co-payments and sub-limit benefits

 

Which medical schemes are supported?

Turnberry supports:

 

What are the waiting periods?

  • Turnberry imposes a three-month waiting period from date of signing the policy before enjoying Gap Cover benefits
  • Also, maternity benefits only kick in after nine months

 

There is a one year waiting period for:

  • Hysterectomies
  • Joint replacements
  • Spinal disorders (except in incurred in an accident)
  • Grommets, adenoids, and wisdom teeth
  • Hernias (except in an emergency)
  • Cataracts
  • Gastroscopies
  • Colonoscopies
  • Pre-diagnosed cancer
  • Tonsillectomy

 

Who qualifies?

Only members of a registered South African medical scheme qualify for Turnberry Gap Cover.

So remember Gap Cover is NOT a substitute for medical aid insurance.

Conclusion – Get a Turnberry Quote

So gap cover has become an essential additional extra to be added to healthcare portfolios.

It gives policyholders peace of mind that during times of illness their families will be cared for with no unforeseen financial hardships hampering their recovery.

 

Please complete the form on this page to get a FREE gap cover quote.

All info was correct at time of publishing