How To Get a Turnberry Quote

    July 18, 2017

    How do I get a Turnberry Quote?

    • Cover the cost of medical shortfalls
    • Beware exclusions
    • Five Gap insurance options
    • Waiting periods

     

    What options do I have?

    Turnberry offers clients three Gap Cover options from which to choose.

    These are:

    Get A Turnberry QuotePro-Care Series 500

    • This option also pays up to 500% of the difference between medical scheme tariff ceilings and final bills imposed by members of the medical profession
    • Annual limits of R500 000 per person
    • Annual limits of R1.5 million for the family
    • Also, an added benefit is that clients are covered for the removal of wisdom teeth

     

    Pro-Care Series 300

    • This also pays up to 300% of the difference between medical scheme tariff ceilings and final bills imposed by members of the medical profession
    • Annual limits of R500 000 per person
    • Annual limits of R1.5 million for the family

     

    Pro-Care Series 200

    • This also pays up to 200% of the difference between medical scheme tariff ceilings and final bills imposed by members of the medical profession
    • Annual limits of R500 000 per person
    • Annual limits of R1.5 million for the family

     

    Elect-A-Care

    • This policy covers additional costs for in-hospital treatments

     

    It also covers co-payments, including:

    • An annual limit of R200 000 per person or R1 million for the family
    • Scans
    • Scopes
    • Sub-limits
    • And also dentistry
    • Internal prosthesis

     

    Elect-A-Care Senior

    • This is Gap Cover for people between the ages of 65 and 79

     

    It also covers:

    • Sub-limits
    • Co-payments

     

    Exclusions – Get a Turnberry Quote

    Turnberry Gap cover does NOT include the cost of:

    • Use of theatres
    • Medication
    • Ward fees
    •  Also disposables (such as bandages etc)

     

    Bonus Benefit

    Policyholders DO, however, qualify for a R5 million international travel bonus.

    Extra benefits

    Depending on the product selected, further benefits include:

    • Cash backs
    • Up to 500% cover
    • Cancer Benefits
    • Also, Co-payments and sub-limit benefits

     

    Which medical schemes are supported?

    Turnberry supports:

     

    What are the waiting periods?

    • Turnberry imposes a three-month waiting period from date of signing the policy before enjoying Gap Cover benefits
    • Also, maternity benefits only kick in after nine months

     

    There is a one year waiting period for:

    • Hysterectomies
    • Joint replacements
    • Spinal disorders (except in incurred in an accident)
    • Grommets, adenoids, and wisdom teeth
    • Hernias (except in an emergency)
    • Cataracts
    • Gastroscopies
    • Colonoscopies
    • Pre-diagnosed cancer
    • Tonsillectomy

     

    Who qualifies?

    Only members of a registered South African medical scheme qualify for Turnberry Gap Cover.

    So remember Gap Cover is NOT a substitute for medical aid insurance.

    Conclusion – Get a Turnberry Quote

    So gap cover has become an essential additional extra to be added to healthcare portfolios.

    It gives policyholders peace of mind that during times of illness their families will be cared for with no unforeseen financial hardships hampering their recovery.

     

    Please complete the form on this page to get a FREE gap cover quote.

    All info was correct at time of publishing