Gap Cover in South Africa If You Belong to a Medical Scheme

March 3, 2022

Why is there gap cover in South Africa for medical aid members?

  • Your medical aid might not cover all hospitalization expenses
  • What doctors charge and what the medical aids pays can be very different
  • Medical care here is expensive
  • Your alternative is to go to a state hospital
  • Gap cover is there when you need it the most


How many stories have you heard around the braai about medical expenses and when the medical aid refused to pay?

It’s a fact of life here – the medical aid rates that the medical schemes pay out according to, seldom cover your doctor’s charges.

Instead of having sleepless nights worrying about how you are going to pay thousands of Rand worth hospital bills or Gap Cover in South Africa for Medical Aid Membershaving to fork out for extras such as scans, you can protect yourself against this happening to you.

Gap cover in South Africa for medical aid members offers a solution. It will come into effect after your medical scheme has paid their portion and give you peace of mind.

In this article, we look at the South African companies that offer the best in gap cover.

Companies that Offer Good Gap Cover for Medical Aid Members


The monthly premiums at Zestlife for 2024 are as follows:

Zestlife Gap Cover 2024


The cover is for hospital procedures and:

  • Fees for doctors not covered 100% by your medical scheme
  • Copayments
  • A cancer diagnosis lump sum payment
  • A payout if you die in an accident
  • Cancer and dentistry benefits can be added


Other gap cover companies:



Essential Gap Cover


Smaller Companies Worth Checking Out

Complimed Gap Cover




Jenius offers gap cover that is straightforward and affordable.



Next step: Fill in the form on this page, then submit it to get a quick gap cover quote
Zestlife will respond immediately with details about the options open to you.


All info was correct at time of publishing