Does your medical aid need a vaccine?

    April 23, 2019

    Everyone is telling us we need a flu vaccine to prevent illness this coming winter. But maybe it’s your medical aid that needs protection even more than you do.

    Vaccine for medical aid

    You might think that just because you are on a medical aid plan that offers 100% cover you are sorted. In fact, you are in all likelihood not totally covered at all.

    That is because your medical aid promises to pay 100% of the price of any medication, hospital stay, procedure or specialist care according to its own internal list of prices. You are likely to find out only when you claim from your medical aid, of course.

    It is a fact that medical aid members usually hit their medical aid claim ceiling long before then end of the year.

    That’s a double whammy for your medical aid: limited cover and running out of wriggle-room for claims.

    So the question is: how do you prevent a shortfall should you land in hospital and need specialist care?

    Is there such a thing as a vaccine for medical aid?

    No, you cannot literally vaccinate your medical aid. But you can insure yourself against any shortfalls.

    You can buy into an affordable short-term insurance product called Gap Cover. And there are plenty of positives about this kind of insurance.

    1. It’s affordable. Expect to pay a monthly premium between 5% and 10% of your medical aid premium.
    2. This cover is exclusively for medical aid members only, so if you have full comprehensive medical scheme membership or even just a hospital plan from a registered medical aid in South Africa, you qualify for gap cover.
    3. Your gap insurance policy covers all the beneficiaries on your medical aid.
    4. Gap insurance takes effect immediately, with extremely limited exclusions.
    5. Payouts are fast and in cash.
    6. It’s easy to get gap cover. Sign up and vaccinate your medical aid now.

    Start the process by completing and submitting the form on this page to get a quote from a top gap cover company.

    All info was correct at time of publishing