Gap cover may be optional, but it is essential. South Africa has a host of excellent medical aids, but often they’re going to disappoint you. That’s because they’re not going to protect you from high, unplanned medical bills. Hippo has a solution, fortunately.…
As a medical aid member in South Africa, have you ever had to pay out-of-pocket medical expenses? Have you ever been disappointed to find that your medical aid will not cover the total bills for hospital stays and specialist consultation and the like?…
Paying for medical cover has become a huge financial burden for South Africans – an unnecessary evil. However don’t just reduce medical cover on a whim. A condition like cancer, stroke, diabetes or heart disease without a medical aid can drain all your…
Dec
1
Gap Cover Explained
Has your medical aid cover not lasted the full year this time round? Can you even remember a year when it did? Gap Cover Explained takes a look at the issues. Most households with medical Aid in South Africa use either private or state health…
Gap Cover is essential low-cost-high-value short term insurance. It covers the gap between what your Medical Aid will pay, and what health professionals charge. It also covers your hospital procedures and surgery. Gap cover is not a medical aid. But you do have…
Gap cover in South Africa has become an absolute necessity. There is an ongoing increase in medical aid premiums and medical treatment in South Africa. So you, as a medical aid member, owe it to yourself to look at the Stratum benefits on…
Gap cover is for people who don’t get the difference between medical insurance and health insurance. And the shortfall that happens when they don’t cover all your medical / specialist expenses. There is certainly no regulation which governs the high fees which exist in the…
A recent South African Consumer Satisfaction Index (SAcsi) survey says that SA medical schemes do not meet customer expectations. The study was carried out in 2014 from a sample of just over 3,000 medical aid members. Even the highest scoring medical aid provider,…
Dec
1
Hospital Indemnity Plans
Many folks do not understand what hospital indemnity plans are. They equate it to a hospital plan or medical scheme. But this is not the case. There is a clear difference between the two types of policy. Hospital indemnity plans cover the shortfall…
With no medical aid in South Africa it is impossible to have gap cover. That is because the whole idea of gap insurance (also called top-up cover or shortfall insurance) is to bridge the financial gap between the amounts that medical aids pay…