Performance in South Africa’s two tier health system – the public and the private – has been worsening for some time. Universal healthcare does not exist in any way, shape or form. Politicians have attempted to attribute the decline in the public sector…
In order to understand the future of gap cover for medical aid in South Africa you need to know what NHI insurance is. What is NHI Insurance? The ANC has a pie-in-the-sky idea of giving medical aid to everyone for free. Of course,…
Before we begin our reviews of gap cover companies in South Africa, let’s list the characteristics of shortfall insurance. Gap cover for medical aid is uniquely South African This insurance is the same as shortfall cover, top up cover and co-payment cover Only…
Going through a divorce can be extremely harrowing and stressful, not just for the couple themselves but also for their children. And, given the divorce statistics released recently by StatsSA, divorce is on the increase. More than 25 390 divorce papers were filed in…
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How a Gap Policy Works
Why did your medical aid did not cover all of your costs when you were in a hospital? And even when you knew you had 100 percent cover? Now is the time to find out about gap cover and consider getting a gap…
Yes, you can get cheap gap cover for medical aid. Taking out gap insurance means insuring any medical expense shortfalls. In other words, insuring yourself against exorbitant co-payments. Remember that hospital stays are not cheap. Neither are specialist bills because medical specialists can…
Married couples definitely qualify for medical gap cover. And if both of the parties are on the same medical aid then one gap policy will cover both members. For instance, if both husband and wife (and children for that matter) are members of…
You are a member of a top medical aid in South Africa. So it makes sense that you will want to have a leading company supply your complementary gap cover. Note that medical schemes themselves do not offer gap cover. In fact, the…
There are only a handful of South Africans who can afford to pay private health costs from their own pockets. The vast majority of the population uses private health care. That’s the place that has overworked doctors and where there is often a…
What is medical gap insurance? Well, gap cover is essential today if you belong to a South African medical aid. You may ask why that is. As a medical scheme member you have probably run out of medical savings at some point. Or…