Comparison of gap cover companies in South Africa

December 18, 2021

It is easy to draw a comparison of gap companies in South Africa. That’s because they offer fairly standardised gap cover for medical aid. Most of the companies offer a Basic plan.

And then there are Add Ons, usually for oncology treatment, which is an expensive item on the medical health bill.

Therefore assessing the differences between the firms and the various policies is easy.


Comparison of gap cover companies



Which gap cover comes out tops when comparing?

The very best gap cover company, in our judgment, is first in line for the following reasons:

  • Ease of communication (excellent website and responsive call centre)
  • Members of every medical aid qualifies for cover with this company
  • All quotes and sign-ups done by phone and email
  • Fair premiums related directly to the medical plan you are on
  • Every dependent on your scheme gets cover from a single policy
  • Good follow-up customer care
  • Easy claims process and quick payouts for approved claims


Is there an officially published comparison of gap cover?

Yes, GTC recently completed a comparison of all the gap cover offerings in South Africa. Significantly, the firm featured on this page was judged the best among the smaller, specialised gap insurance firms.

I have compared the various companies. Now what?

If you are a current and paid-up member of a registered medical scheme in South Africa, you qualify for gap cover. It is best to sign up sooner rather than later to protect yourself and all the beneficiaries of your medical aid membership. In contrast to government institutions and statutory bodies such as medical schemes, this gap cover company is an independent, free-market businesses. So you can expect great things from your gap cover company.

Please add your contact details to the form on this page and then answer the three questions. We will get back to you with a quick quote and assist you with the sign-up process. You can do that from the comfort of your own home or office


All info was correct at time of publishing