We are here to give you the facts about gap cover insurance. No medical aid scheme can guarantee you 100% cover. That’s because their tariff rates fall well below the level of today’s medical treatment costs. Without Gap Cover – a form of…

Shortfall insurance for people in South Africa who belong to registered medical schemes is available on this page. Use the convenient short form to get your top-up cover quote fast. First check here to make sure you medical plan or hospital plan comes…

Gerhard Van Emmenis, Principal Officer of Bonitas Medical Fund gives five facts about flu: 1.  Flu strains, like fashion, change every year The latest influenza strain South Africa can expect is nick-named ‘Aussie Flu’. This particular strain – H3N2 – is a subtype…

The cost of belonging to a medical aid in South Africa continues to escalate. Members face the added stress that their schemes simply do not cover their medical care costs. That’s why insurance companies offer gap cover for medical aid members. Consumers have…

Gap cover for Medical schemes helps to avoid huge medical bills you never expected. Your medical aid plan agrees to pay 100% of your treatment bill. However, this does not relate to the actual fee charged by members of the medical profession. Known as the…

The ever-increasing cost of premiums, coupled with shrinking benefits, has been blamed for the downward spiral of confidence by consumers in the South African medical aid schemes industry. Now in its sixth year, the SA-csi for Medical Schemes has released statistics for 2018.…

Over-insured for medical cover with your medical scheme membership? We think not. In fact, when it comes to medical cover, you can never be over-insured. Modern-day South Africa dictates that without the financial umbrella of gap cover to protect you from unforeseen costs…

Why is pre-authorisation different from pre-payment and do they differ? Medical aid members know that pre-authorisation ahead of a medical procedure is always required but does pre-authorisationmeanit’s an agreement to pay in full? No, not necessarily. This is the cause of a great…

Do you need fast gap insurance and don’t know how to get it? You have come to the right place. Gap insurance here By completing and submitting the form on this page you will be applying for a quote. Please note that in…

Yes, you qualify for immediate gap cover, but only if you belong to a medical aid in South Africa already. Really, it doesn’t matter which medical scheme. So it can be a “closed” medical aid such as Bankmed, GEMS or Polmed, or an…