It seems ludicrous that anyone with a medical aid should have financial concerns when they land up in hospital. And yet they do. Even though Auto and General medical gap cover is available. They pay huge premiums to the medical scheme each month,…
Gap cover insurance is now available in South Africa to members of registered medical schemes. In other words, you must belong to an officially recognised medical aids in order to quality for gap insurance. Some of the more famous medical aids are Discovery…
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Is Gap Cover Necessary?
Is gap cover necessary and who really needs it? Here we endeavour to answer those questions. Firstly, the type of insurance we are talking about is the kind attached to medical scheme membership in South Africa. (There are other types of gap cover,…
Here’s a quick guide to gap cover in South Africa. In most other countries you can get gap cover – but only for your vehicles. But here in South Africa our public health system is a wreck, so most salary earners have medical…
There’s no reason to get a phone number if you are a medical aid member looking for shortfall cover. Contact us via the contact box on this page and we will call you back. Or we can email you if you like. Maybe…
South Africa’s government recently released the National Health Insurance for South Africa (NHI) Bill whose aim is to extend universal healthcare to all South Africans. But the Bill has sparked a great deal of controversy. The impact on private health care, quality of…
The first step in signing up for co-payment cover is to contact a reputable company that specialises in shortfall insurance for South African medical aid members. So if you belong to a medical aid – any one, no matter how big or small…
If you are an intelligent South African, you will probably have a solid medical aid plan and perhaps some health insurance too. But did you know that these kinds of insurance might not be enough. That’s because medical aid does not necessarily cover…
Even if you belong to a medical scheme in South Africa you are probably worried about incurring massive co-payments if you land up in hospital. Perhaps you are wondering what extra medical cover you can get. There is a way to pump up…
For many South Africans, navigating your medical aid can be very daunting. Firstly, you have to come to terms with the jargon-loaded language of medical schemes. What is a PMB, or an ATB or a “co-pay”? Secondly, we sadly often regard medical aid…