Doing research into medical gap cover is important. Therefore you need to have an understanding of what the terms described in your coverage plan exactly means. Indeed, the average person does not know what each term used to describe benefits means. Hopefully, reading…
So plug shortfalls between medical aid tariffs and medical practitioner cost with Sirago medical shortfall insurance. So it offers an affordable solution to cover the cost of in-patient expenses not covered by medical schemes. Also, Sirago medical shortfall insurance will settle up to…
You’ve probably heard of gap cover more than once but don’t know exactly what it is. Gap cover is a top-up to your medical aid insurance. It can be described as a low-cost-high-value insurance product. That can be taken out to be used…
With the rising cost of medical expenses in South Africa, it isn’t surprising that there are reports of medical aid shortfalls. That’s why you need to know the facts about gap cover. While medical aid cover is becoming more affordable, the cover does…
Yes, you can apply for a gap cover quote even if it’s a public holiday in South Africa. At the bottom of this page is a list of all the public holidays in SA, for your convenience. A quick recap as to what…
This articles discusses comparison shopping for gap cover if you have medical aid. you need to know about cancer cover as some medical schemes are limiting cancer benefits you need to understand cancer sub-limit benefit. some gap cover providers have an exclusion on…
Roughly 97 percent of professionals in South Africa add gap cover to their medical aid membership. The shortfall insurance product – also called top-up cover – ensures that medical aid members never need to make co-payments. Co-payments, you will recall, are the amounts…
Why do I need gap cover for Oxygen Medical Aid? Oxygen medical aid sets out its standard medical tariffs annually. This is what it uses as a base rate for how much it pays when you submit a claim. Medical professionals, especially specialists,…
What are the Basics of Gap Cover in South Africa? Every medical aid lays out standard rates for procedures. When you have one of those procedures, the medical aid pays out according to its standard rates. What can, and often does, happen, is…
All medical aid members face the problem that surgeons, anaesthetists and other specialists frequently charge more than the amount covered by their medical aid. When this occurs, you as the medical aid member becomes liable to pay for the shortfall. Time for gap…